Investment Inevitable

Investment Inevitable
Manas Das
Hi, I am a Journalism and Mass Communication graduate and working presently as a Technical Content Writer in a private IT company. My journey, from a rural village of Orissa to the capital city New Delhi, has given me all happiness and success in my life. And this happiness would have been doubled if I could have managed to save my hard earnings and invest it in a proper way, more technically in a planned manner.

I have been working and earning for more than four years. But have hardly saved any significant figure in this period. This is due to the lack of knowledge and awareness about financial planning. I realized this fact after a long time of my professional career. Despite earning a handsome salary, I was just wondering how to save and invest my hard earnings in a planned manner. This came into my mind when I felt financial crisis and realized the “value of money” in today’s expensive life where without money nothing can even conceive.

Whether it is to meet the unavoidable and uninvited expense in medical ground or to carry out a high budgeted wedding, money is required. If you are a father or a mother then without savings you can not send your kids for higher education. Usually people strive to save as much as possible for their post-retired life. In all cases money has a role nothing less than a savior. No matter how rich you are until your financial planning and savings planning is not going on a right track you may fall in crisis in the midway. All sincere and responsible people more or less have responsibility to their family and society so should have adequate and updated information on investment.

Money matters and it really matters; it is the ultimate medium for all shorts of developmental activities that is ensuing in this planet earth. Hence transaction of money is important. If expenditure is fundamental, then financial planning is inevitable. On one hand, without having the knowledge of investment in the economy and financial world we keep on investing our money in an unplanned manner, this gives us the risk factors. On the other hand by understanding the investment principles and savings methodologies, we enjoy the maximum outcome of our money. One simple idea should always be kept in mind that whatever the earnings is, the utilization should be limited and savings is a must and that to in a strategic and planned way.

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Parenting Style

Parenting Style
Author: Manas Das
Kids are the most desirable things for their parents. All newly parents dream and strive to see their child one of the best personality and successful person in the world. Parents are naturally affectionate and caring towards their kids. However parenting styles are shown different from parents to parents. Authoritative, Permissive and loving parenting styles are very common among the parents. The strong and soft parenting similarly influences children’s behavior and progress.

Children are like unshaped clay and they get molded, as their parents want them to be. When authoritative parenting comes into consideration as a result children do better in study, stay self-discipline and self-control. Authoritative parenting may produce a child of self-reliant, pleasant, and well behaved but authoritarian parenting may influence kids to become harsher for their harsh nature and genetic transmission.

Permissive parents are more flexible than other parenting style. They give utmost liberty to their children to do and act what their children want. Permissive parents accept their kids demand without any future consequences. Their love and affection sometimes make children spoiled from emotionally, physically and mentally. Permissive parenting style gets very less success as children don’t get scope to grow under a proper guided way.


Numerous researches have been conduced for a successful parenting style, yet the finding insists for a loving parenting style which can make children completely flourished. Although the morale and external behavior of parents influence their kids to follow, yet if the parents take initiatives, they can influence on that way. Love your kids as broaden and unlimited as the sky is, yet don’t leave your children’s own wish all the time. Experience every pro and con before let them fulfill their wish. And all the time handle your children’s demand with full care and circumstance.

Human Capital

Human Capital
Author: Manas Das
When an economist refers capital it get related to investment and production of better value of service in the future. On the other hand accountants say capital is an expenditure whose expense is carried out over its useful life may be for several years.

There are two types of capital i.e. tangible and tangible. Tangible capital can be considered to buildings, equipments and merchandise. If a firm invests funds to purchase some equipment, it is expected that this equipment will provide a useful life to its owners over several years. On the other hand intangible capital is something that can provide a long-term value, but it is something that is not physical in nature. Common examples of intangible capital are copyrights, licenses, patents, and trademarks to name a few. Most important yet, often-overlooked intangible capital is human capital.

Human capital in simple is the investment of time, energy and other resources to develop one's abilities, skills and knowledge. Going to college, learning a trade, reading a book, exercising are all examples of building human capital. Although it is not certain when and if these investments of time, energy and money will ever pay off, the possibility of a future payoff such as a higher paying job, better health, added ability to satisfy one's wants and needs, better relationships, etc would classify these activities as those building human capital.

In the hustle and bustle of our busy lives we often overlook the importance of building human capital. We will spend the time to maintain and upgrade our houses and cars, but we forget about the most important capital of all us. We must all take the time to build and maintain our own human capital. My undergraduate professor once mentioned in class emptying ones pocket book to develop knowledge is something that can never be taken away from you. Knowledge is a valuable human capital that should not be taken lightly and can have a profound affect on the quality of ones life. It is essential that we all strive to better ourselves, not only by building knowledge and skills, but also by improving ones health and physical capabilities, as well as relationships around us. The more capable, productive and better connected we are, the greater the rewards for ourselves as well as for the society as a whole.